guaranteed approval apartments
I didnt think this was really possible. Close deals quickly with no need for cosigners. We've made it simple for property managers to approve more renters. The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. How much is the Guaranty fee under the Insurent Lease Guaranty Program? Bark to their hearts content when they don't get what they want or the attention they want. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. They kept me in the loop every step of the way. The Insurent Lease Rental Bond Policy and The Insurent Lease Residual Value Policy are underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company licensed in New York and other states. Update: our application is not on our website. I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty. However, what you can expect is an honest response from us, as always. Each unit features central AC/Heat, stainless steel appliances, vinyl plank flooring, quartz countertops and much more. Our Program has a 100% success rate for approvals. But opting out of some of these cookies may affect your browsing experience. Once approved for an apartment, most apartments will require a signed lease. In such cases, it is still possible to qualify with only the person having good credit being the signatory on the lease and the other person being solely an occupant. What do I do if the apartment I choose is not an Insurent certified building? If most people are not happy with a service, they typically go elsewhere, but this MENTALLY UNSTABLE woman continues to reach out !SEE HERE: Form Inquiry 1: https://ibb.co/jMCjJnPForm Inquiry 2: https://ibb.co/zfL03HnForm Inquiry 3: https://ibb.co/JdKV1Rz. 2: GET APPROVED We screen based on our own set of compassionate criteria, and we stand behind every person we approve. "The scam artist has two sets of keys one they use to open the apartment, and another set that they give you," he told Business Insider. I contacted these apartments myself easily and was able to get all my questions answered, some worked remotely so a simple email got the answers ****** and Ms. ***** told me they couldnt get. We process all Rental Credit applications on your behalf! They applied one time and were approved instantly for a lease. We have been around over 10 years now starting our business in 2009. Contact. Our Home Approval Program makes it easy. While meeting the listing agent in person and walking through the apartment in real life are critical, you can do more to keep your personal information safe. Please look at these as proof. Found this company online on Google and decided to fill in the online application form. Dominate search results. Our Benefits Greater Access Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. When they say 100% Guranteed they mean it. anyhow, not sure how i found this company, but they said they could get me approved if i can prove my income i could,so i signed up they said their fee is equal to 1 month's rent plus 250. OK pretty high but, i need the location for my daughters school anyhoo.. they told me they can prove to my for as little as 500 bucks down towards my total fee with an approval from the property i picked well, lets say i was SOLD when i got my WELCOME LETTER from the property and called them to confirm if its really REALLY for real ! Dave is the author of more than two dozen books and has contributed to many sites and publications including CNET, Forbes, PC World, How To Geek, and Insider. More Approvals We will cover rent and damages up to 3x the rent. It just depends upon whether your scammer wants cash, your personal information, or both. Please fill in the form below and we will respond to your message. I did everything right and still was not able to secure an apartment through them. The approval I use them on all leases when an applicant is borderline and I may be on the fence about them. Our program eliminates the hassle of finding a suitable co-signer. Guaranteed Apartment Approval cares about your needs. Hold up your end of the deal and so will they. Renters In The Atlanta And Metro Surrounding Area Can Complete Our Guaranteed Second Chance Rental Application For Free Consultation With An Agent That Represents Atlanta. Heres the kicker I dont have any renters history thus the reason for using Guaranteed apartment approval in the first place. We also ensure all reviews are published without moderation. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to Apartment List, an estimated 5.2 million renters have lost money to rental scams. However, you may visit "Cookie Settings" to provide a controlled consent. Is the Insurent Lease Guaranty offered for rent-stabilized apartments? Guranteed Apartment Approvals, Houston, Texas. Can never thank this service enough for helping me and my family seriously. We 'Pre-Screen' you based on the Qualifications from our Referral Partners and match you with the best company based on what you qualify for any what your requirements are. Need help Getting Approved. "When they meet to view said apartment, it is no longer available, and other apartments are shown as an alternative that don't usually fit the original criteria," New York real estate agent James Wan told Business Insider. After my divorce and the loss of my home I didnt know where to turn with a great salary and poor credit score. Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. We've rounded up the most common scams and ways to avoid them. View rentals, browse photos and more! I'm in the process of using their service now. We screen based on our own set of compassionate criteria, and we stand behind every person we approve. What is the duration of the Insurent Lease Guaranty? However, they didn't know I always get everything agreed in writing. I was able to choose my own rental property while this company credit qualified on my behalf. No. good luck finding another cosigner/guarantor - note: we never changed you a penny. Fast Affordable Reliable. I asked david and he said their a situation. Ten minutes later, we signed the new updates lease.". On top of everything they do and wanted to help me even though I have horrible credit. 3: PAY A FEE The fee to co-sign is equal to 1-month's rent. When you sign a lease agreement, make sure . It does not store any personal data. 4.6. How can I benefit from the Insurent Lease Guaranty program? The Guaranty fee is paid in full prior to the execution of the apartment lease. Insist on seeing the property in person. Argonaut Insurance Company is rated A- (Excellent) by A.M. Best, and is located at 225 West Washington, 6th Floor, Chicago, IL 60606. Our Home Approval Program makes it easy. ALL RIGHTS RESERVED Self-employed people are eligible to qualify for an Insurent Lease Guaranty. That is why our Leasing Program allow clients If I pay the guaranty fee and do not receive the apartment, do I receive a refund. No down time. Situated at adjacent to Imperial Highway, near State Route 57. I am thankful for their services they provide because I didnt have anyone to co-sign for me. We specialize in second chance rental services, corporate leasing, co-signor programs and low income second chance rental services. Its fast, easy, and most importantly secure. thanks for all your help to secure a new apartment. However, with our relationships and resources, we may be able to get you approved for an eviction friendly apartment. We also use third-party cookies that help us analyze and understand how you use this website. I had called a couple of other companies before them that did the same type of service and never even received a response from them. Reviews not showing up on Google? Analytical cookies are used to understand how visitors interact with the website. There is no such thing as guaranteed loan approval. You should prepare before moving the first piece of furniture through the door by photographing every room in detail to show existing damage and condition and email the photos to ensure there's a date proving when they were taken. Hahaha I asked ONE question!!! Follow the rules--basically be a good tenant--and things will work out well for you with this company. My time spent military and my MOS taught me if they are defensive or shady, they have something to hide. If an international student, a Responsible Party (normally a father or mother overseas) who has a minimum annual income of 50x the monthly rent in their home country OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent in their home country or elsewhere. You can search the Insurent database of certified buildings. After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. Get credit for your on-time rent payments! We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. Avoid wiring money to complete the transaction and likewise, avoid paying in cash. Home Approval. We also qualify international students with Responsible Parties. But even that may not be enough. Fill out the lease guaranty application online and send us your paperwork. The minimum deposit is $200, and the maximum is $3,000. That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. Free Application And Same-Day Approvals. You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. Evictions, Broken Lease, Bad Credit, etc. This company came through and for 3.5 years we have used them with ZERO issues. Our helpful staff are waiting. If a US student or US person with income less than 27.5x the monthly rent, the renter must have decent to good credit and a Responsible Party (normally a father or mother) who has a minimum annual income of 50x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent. they can assist. When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. Ready to rent a new Home. | DCMA | Always insist on seeing the property in person before proceeding with any additional apartment renting steps. We get you Approved. Yes. Guaranteed Approval. The cookie is used to store the user consent for the cookies in the category "Performance". Our helpful staff are waiting. I applied at another community and of course I got denied but the leasing agent told me about OneApp Guarantee. to help you find the perfect apartment or home for your family! Once you find your apartment, Insurent will just need the building address, monthly rent and lease dates to email you an Agreement and payment instructions before issuing a lease guaranty to the landlord. I cant thank OneApp enough because they were truly a blessing to my family. TWO (2) FREE ASSIGNED PARKING are INCLUDED with the rent. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Which I never did due to the covid-19 pandemic. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. 250 E Acacia St. Maplewood Apartment Homes. We will go over what is needed to get approved for an apartment, tips they won't tell you when applying, and programs 5 Ways To Rent An Apartment EVEN IF You Have Bad Credit or Have an. It's easier for property managers to say yes to these renters when they have a co-signer. Information is copyrighted and school data provided by GreatSchools.org. You probably won't ever get it back," Coon said. Here's what you can do. At the most this process should take 3days. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. We use dedicated people and clever technology to safeguard our platform. Lori is awesome! Nardo's story is not uncommon. We screen and stand behind renters we verify. Call Now lets get you into your new Home. Ready to rent a new Home. Yes, the Insurent Lease Guaranty Program is available for market-rate and rent-stabilized apartments, and not for rent-controlled apartments. Necessary cookies are absolutely essential for the website to function properly. If you've experienced. While personal loans are its core offering, the company also provides auto loans and student loans. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. Now, I've been able to purchase a home and get back on my feet. GUARANTEED RENTAL APPROVAL; . Luxury No Credit Check Apt Approval and Lease Guarantor. Non-U.S. persons qualify for an Insurent Lease Guaranty. Be careful people, they are preying on anyone who contacts them.Update: If your reading this and would like to see the proof of this business being a scam. We also help with building credit with our step by step process. for ways to Increase their Employee Overall Job Satisfaction. Id like to Please Provide 3 Check Stubs or Bank Statement if Self Employed. This is because if applicants have a history of bankruptcy or late payments, lenders are not sure if applicants will be able to repay the loan. They're strict, but considering the business they're in, it's to be expected. Or they should be able to explain why it is taking longer. It did for me. 2023 Trustpilot, Inc. All rights reserved. OneApp Guarantee is the solution for renters with challenges like income, less-than-perfect credit or rental history hiccups. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. Register your property with OneApp Guarantee. This company literally helped prevent us from being homeless!! Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. Contact us to find out more and don't forget to ask about our fast-tracked program. See Fewer. I tried anchoryourassets to secure a lease after my bankruptcy. A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. | Privacy Policy Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? We spoke to experts and found out some of the worst apartment-hunting scams that are taking place right now. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. Lets work together to get those negative items remove from you credit file. They will take your hard earned money and not do a **** thing. Less scrupulous landlords know this and capitalize on it to extract extra cash from you up front on fees like background checks. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. I applied 48hours ago and haven't been contacted. Schools listed above are based on distance from the selected location and are just a sampling of the schools in . I opened up the emails showing the price and fees we had prepared for and told the agent to either have it changed, or I will be renting my client her second-choice apartment. 2ND CHANCE APARTMENTS Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . And that wasn't even the worst possible outcome. I was a client for 4 years while my BK13 case ran its course. "By the time you discover the keys don't work, they're long gone.". In one version, an agent lists an attractive-looking apartment to lure clients, and then scams the apartment hunter when they arrive to see it. Very fast they got me my desired apartment. The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? I actually did qualify for their program as one of their disrespectful staff gave me various apartments. Like any other business our goal is to make money but not at the expense of hurting or lying to people. What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? We can also combine parents to meet the above tests. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. It normally takes up to 14 business days to get into your apartment but in my case it took a little longer but no fault to Guranteed Apartment Approval. Yes. Joule La Floresta. The Insurent Lease Guaranty will only apply to apartments located in Insurent certified buildings or buildings that will accept the Insurent Lease Guaranty. If you want proof let me know.P.S. Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. Be careful with these gauranteed apartment approval companies. for you! If your credit is not so great and youre spending money on application fees and getting denied, OneApp is the way to go. "I brought my client to a lease signing for her apartment and the lease stated the rent was $50 more than initially agreed, as well as $500 extra in up-front building fees," Elliott Sudwarts, a New York real estate agent, told Business Insider. Seeing a listing online isn't enough in an age when anyone can copy and paste photos and a description. We are specialists in helping renters with damaged credit qualify for apartment leases. In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. I would not recommend that you do business with any type of business with Guaranteed Apartment Approval. If your financial profile is difficult to assess by standard means, we can dissect it almost forensically. If they were truly interested in helping people, they should have a less shady system of helping people in bad situations. The property may require other fees and deposits. amanda was so helpful and easy to work with! Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). We are the #1 Apartment Approval Company in the nation. Nearby ZIP codes include 92821 and 92822. No matter your credit scores, we can help. We qualify an international student or U.S. student based on their father (or mother or some relative overseas or here) being a Responsible Party solely on our Agreement. 4: MOVE IN A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. In closing, I highly recommend Guaranteed Apartment Approval Corporate Leasing Program to any company looking Guaranteed apartment approval actually promotes you to go and see the apartment before applying, so how that could of been the issue was surprising and suspicious to me. However, you may visit "Cookie Settings" to provide a controlled consent. Similar to when you apply for an apartment lease, if you file such a co-application, both of your applications will be reviewed. We manually search for a match for you once we receive your request. Bums!!! Guaranteed Apartment Approval Share Print Business Profile Guaranteed Apartment Approval Apartment Rental Service Contact Information 13854 Lakeside Cir Ste 402 Sterling Heights, MI. YOUR APPROVAL IS 100% GUARANTEED. Marquita B. The guaranty fee is per lease, not per person. This place and *********************** took money from my family after losing our home following covid. "This happens a lot in the short-term space," Coon said, referring to Airbnb-style rentals. This business was made for me! If you need a co-signer, apply with OneApp Guarantee. I always got a prompt response from them when I texted. If youre in a jam with an eviction on your record, this service is legit and can really help you get back on your feet if youre responsible and really serious about getting your rental history cleaned up. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to. FAQs Don't assume that just because you've agreed in advance on the rent, fees, and other details, that it's captured accurately in the final lease agreement. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. The Insurent Lease Guaranty is presently available for market-rate and rent-stabilized apartments only, and it cannot be utilized for rent-controlled apartments. By clicking "Accept All", you consent to the use of ALL the cookies. Opt-In Form- Get Free Email Updates! Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. Just trying to see if it allows me to post a reply.hmm.. A CPN ( Credit Profile Number) is the primary component in getting you approved for your apartment. Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). I just reported them to BBB (Better Business Bureau). Visit Business Insider's homepage for more stories. Lets go from 500 to a 700+ credit score. No scam, no fly by night company. You received a message we cannot assist. They only get the information they need to approve your rental. There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). When is the Insurent Lease Guaranty issued to the Landlord? Guaranteed Apartment Approval credit qualified for me so I wouldn't have to. Brokers and Leasing Agents benefit by being able to close deals quickly. He didnt do a **** tthing! Call today. Need No Credit Check Apartments or Lease Guarantor? YES, i was approved! Yes. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. I'll remove this review if the company contacts me via phone not email and tells me what's going on sorry we could'nt help you. Our Apartment Approval Program is the best in the nation. They were so patient with me and my anxiety they just walked me thru everything and answered every question I had. Consider their position. I had submitted several applications for houses and apartments but got denied by everyone. If you need a co-signer, apply with OneApp Guarantee. "If a landlord is willing to bait and switch, they might not be someone you want to rent from," Edward Mermelstein, a real estate attorney at One & Only Realty in New York, told Business Insider. or had a bad credit score, but with us, you can get approved for the apartment of your dreams. These cookies will be stored in your browser only with your consent. We get you in. "Never wire money to someone if you aren't confident they're who they say they are, because once you do, the money is gone. Each of our second chance rental specialist has the experience and expertise in their perspective fields. On Monday I submitted all requested paper work including personal information. Learn more about Birdeye. However, they were unable to secure a lease in a safe and luxurious town home. found this company online and b/c i couldnt get approved to rent on my own from when i lost my job few years ago had an eviction my my record and owed the last apt complex thousands (they got me) i didnt have the money back then to fight it and got slammed with excessive fees. Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? What else to say?Nothing makes us happier! LET OUR COURTEOUS STAFF GO OVER THE PROGRAM, AND ANSWER ANY QUESTIONS YOU MAY HAVE. But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. You receive a full refund of the guaranty fee in one business day. Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). This cookie is set by GDPR Cookie Consent plugin. With the application of a CPN (Credit Privacy Number), your private credit information is securely protected which affords the credit you need to yield a secure financial future. They are helping me get a fresh start after a nasty divorce that ruined my credit history etc. I Terms of Service Thanks to Guaranteed Apartment Approval I could now have a second chance to live where I want! Apartment Lease Guarantors And Bad Credit Specialists. . Get Approved For Your Own Apartment or House - Second Chance Guarantor Program. Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. Renters benefit by obtaining a place for which they otherwise could not qualify. I then texted the ONE number they have and asked if it was scam. Companies can ask for reviews via automatic invitations. Once we have a completed application, we can have an approval certificate for you in just a matter of hours. Regardless of your income or past, we'll back you on your lease and help you move forward. View the Tenant Participation Agreement. Evictions, Broken Lease, Bad Credit, etc. , an estimated 5.2 million renters have lost money to rental scams. This cookie is set by GDPR Cookie Consent plugin. I will refer anyone that needs your help! I am a college or professional school graduate with a job acceptance letter. It's easy and free to apply. The approval time for completion is typicaly 3-4 weeks and is guaranteed for luxury or non-luxury properties. I felt good about it. SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. The REAL DEAL - they helped me with a BK filing and an eviction. Low Credit Score due to Divorce, Bankruptcy, Broken Leases, Evictions, are all Accepted because we Credit Qualify Nor has any organization such as the BBB contacted us. We help people get their new homes since 2014 non-stop. We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history.