amex platinum authorized user fee
With many of the Platinum Card's perks being offered by competing credit cards, it may not make sense for some travelers to pay this large annual fee. Sign up for our daily newsletter and check out our beginner's guide. However, the total amount of statement credits for eligible purchases will not exceed $189 on the Card Account per calendar year.. There are many reasons why you'd want to add authorized users to your travel credit cards. I have a Platinum Card for myself and 2 others. All Rights Reserved. . You cannot add yourself as an authorized user on your own card. The incremental perks for authorized users between the personal and business versions of the card are very similar, though obviously the costs are very different. This site does not include all credit card companies or all available credit card offers that are on the market. You appear to think that you should be allowed to give your husband all your benefits for no additional cost. Winner: The American Express Green Card. Amex Platinum Authorized User Benefits and Fees The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. For large corporations that value employee travel benefits, the annual fee can definitely be justified, though a lot of smaller businesses may have to look and see if the increased annual fee changes the value proposition of the card. American Express reserves the right to modify or revoke offer at any time. For rates and fees of The Business Platinum Card from American Express, clickhere. For more information on our advertisers, see here. Stick with immediate family and other close relatives who you may already share finances with. 10. Click on Add someone to your account. In addition, as an Amazon Associate we earn from qualifying purchases. This service gives you free 2-day shipping from over 100 online merchants, including stores such as Adorama, MacMall, and Peets Coffee. Remember, too, that you must pay your Amex Platinum balance in full each month (though you should really do this with all credit cards). Does the authorized Gold card added to a Platinum account come with extended warranty, return protection and purchase protection benefits? Check out the video below to learn more. On the Amex Platinum, it will cost you $175 to add three authorized users, but given the array of benefits they'll enjoy, this can be a bargain. This site does not include all credit card companies or all available credit card offers that are on the market. Opinions and recommendations are ours alone. That is, can I transfer the 150K points to my own airline account, or can only my wife do that? Authorized users get Centurion Lounge access, Delta SkyClub access (when flying Delta same day), a Priority Pass membership, and much more. Today, I will focus on the benefits available for authorized users of The Platinum Card from American Express. This can go a long way toward helping a friend or family member with poor credit since American Express will report your on-time payment history and credit utilization rate to the respective credit bureaus for every cardholder on your account. Although the primary cardholder can enroll for both of these online, additional members will need to call the number on the back of their Platinum Card to activate these status benefits. (rates and fees). Scroll down to Amex Offers & Benefits, and click "Add Someone" next to "Add an Additional Card Member.". 3X miles on Delta Purchases. Airport Lounges. Hi Rita. Click through the next page and select your Platinum Card if you have multiple Amex cards for which you could add authorized users. Authorized users receive most of the same benefits weve mentioned several of them in this article. Does anyone know how the fee works if you add it in the middle of the year? It costs $175 to add up to three authorized users and $175 for each . It makes her whole trip better. So in this post I wanted to take a close look at the value proposition of adding Amex Platinum authorized users how much does it cost, and what does it get you? Per Amexs terms, Purchases by both the Basic Card Member and any Additional Card Members on the Card Account are eligible for statement credits. She controls the card and the Membership Rewards account and points cannot be transferred to your account. Improve earnings, maximize rewards and track progress toward dream trips. Yes, authorized users still receive those coverages. Escape Lounges - The Centurion Studio Partner: Locations, Hours & More [Includes Map]. I find it to be an entirely worthless benefit. Meanwhile, additional Platinum cardmembers and additional Gold Card members can access Amex Offers and the Auto Purchasing Program. Priority Pass Select Lounge Membership: Yes. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Since I am paying AU for my husband and I can have 3 members to add for $175. Authorized users get access to all of the included perks. To enroll, the authorized user will have to call the number on the back of their Amex Platinum card and enroll with a customer support representative. Both partners can earn extra points on airfare, access a variety of lounges when traveling separately, and more. We want a card that has a lot of travel benefits but also a card that we can use for dining and groceries. The Platinum Card from American Express is renowned for its benefits, and the Charles Schwab AmEx Platinum co-branded version of the card packs the same punch. Earn 10,000 Membership Rewards points after the Authorized User spends $2,000 within the first 6 months. Heres a walkthrough of all the benefits of adding an authorized user to your Amex Platinum card, starting with the limitations of adding Amex Gold card authorized users. The Marriott Bonvoy Boundless Credit Card allow you to earn Gold Elite status when you spend $35,000 on purchases each account year. Scroll down your account's home page until you find Useful links on the right. For example, your authorized users can help you hit a minimum spending requirement to earn a welcome offer, or you might want to build your child's credit history early on. Youll earn extra points on their purchases and theyll receive amazing travel benefits including lounge access, Global Entry reimbursement, and complimentary Marriott and Hilton status. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Welcome bonus: Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. The Amex Centurion card has a $2,500 annual fee and a $7,500 initiation fee. Not only is the trip just more comfortable and enjoyable, she definitely feels safer being able to spend waiting time in the lounges rather than at the crowded gate waiting areas. The main cardholder can easily log in to their account and track who is spending what and where. Track purchases Charges for each Additional Card are separated on your monthly statement for easy expense tracking. Just like the personal Platinum Card, Gold card AUs earn: Morgan Stanley Amex Platinum card members also get one authorized user at no additional charge (a $175 annual value) and their American Express Membership Rewards points are worth 1 cent apiece . The Amex Platinum card has a very attractive welcome offer, but it requires a fair amount of spending to earn it. The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" -- a card that you keep for its benefits rather than its earning potential. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Authorized users can add Amex Offers to their Amex Platinum card on the American Express website or app. Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, Cheaper Than Applying for a Separate Additional Card, Transfer Membership Rewards Points to Authorized Users Loyalty Program Accounts, Access to the Centurion Lounge, Delta Sky Club, and Priority Pass Lounges, Complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold Status, Reimbursement for Global Entry or TSA PreCheck Every 5 Years, Help You Spend Down Your Airline Incidental and Saks Fifth Avenue But Not Uber, Avis Preferred Club, Hertz Gold Plus Rewards, and National Emerald Club Executive Statuses, Free 2-Day Shipping at 100+ Retailers with ShopRunner, Authorized Users Can Take Advantage of Amex Offers. Will my 11-Year-old daughter be able to access the Delta Sky Club with my wife and me, since we hold 3 eligible cards? It often indicates a user profile. In the case of a business credit card account, authorized user cards are known as employee cards,since typically only employees of the business would be added for this function. That's where you'll find the link to "Add Someone to Your Account." Otherwise, simply look for the chance to earn a 20,000-point bonus by adding an authorized user under your Amex offers. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Having a good credit score and history is extremely valuable. If you have the Amex Platinum, have you added authorized users to the card? Im sure someone who shops at the 100 or so participating retailers might appreciate the discounts, free 2-day shipping, and free returns. The perks that don't extend to additional cardholders are the welcome bonus, the annual airline-fee credit of up to $200, Uber VIP status, the monthly Uber credits, the prepaid hotel credit, the Clear membership credit, the digital entertainment credit, the Equinox credit and the credit of up to $100 at Saks. Full List of Capital One Lounges Locations, Hours & More [Includes Map], Full List of U.S. It cannot be done online. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. This Gold Card is not the same as the popular American Express Gold Card that offers 4x Membership Rewards points at restaurants and U.S. supermarkets (on up to $25,000 per calendar year; then 1x). Hot Tip: For more in-depth information, explore the Amex Platinum cards rental car benefits. 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